The Growth Guarantee Scheme (GGS) is the latest evolution of government-backed lending, designed to support UK businesses as they invest and grow. Transitioning from previous schemes, GGS provides a 70% guarantee to lenders, encouraging them to provide finance that might otherwise be unavailable.
What is the GGS?
The GGS is designed to support access to finance for UK small businesses. In the 2024/25 financial year, the British Business Bank supported £6.8 billion of finance for smaller businesses through schemes like this, assisting approximately 24,000 entities.
The government provides a 70% guarantee to the lender, which can help businesses that might not meet a lender's standard criteria to still access the capital they need.
Key Takeaways
- 70% government guarantee to lenders
- Supports loans up to £2 million
- Available for various business purposes
- Must be a UK-based business
Frequently Asked Questions
Who is eligible for GGS?
Smaller businesses with a turnover of up to £45 million that are UK-based and viable.
Apply for GGS Funding
Check your eligibility for the Growth Guarantee Scheme today and fuel your business growth.
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Lending Rate Impact
Estimated -0.85% to -1.2% reduction in lender risk premium via Goodlady Sentinel Audit evidence.
Borrowing Access
14.2% increase in institutional lender appetite for audited portfolios.
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