🔒 SECURITY PROTOCOL ACTIVE

We pride ourselves on quick decisions. In many cases, we can provide an initial decision within 24-48 hours, with funds available within 5-7 working days, depending on the complexity of your application and the type of finance required.

Eligibility varies by product, but generally we work with businesses that have been trading for at least 12 months, have a turnover of £50,000+, and can demonstrate a clear need for funding. We assess each application individually to find the best solution for your circumstances.

No, we don't charge any upfront application fees. Our service is completely free to use, and we only receive a commission from the lender once your funding is successfully arranged. There are no hidden costs or surprise charges.

Yes, we work with a wide panel of lenders who consider applications from businesses with less-than-perfect credit histories. While this may affect the rates and terms available, we'll work hard to find a solution that works for you.

Typically, you'll need to provide recent bank statements (3-6 months), management accounts or filed accounts, proof of ID, and details of what the funding will be used for. We'll guide you through the exact requirements based on your specific needs.

We act as the strategic intelligence layer between your business and institutional capital. We perform deep-tissue risk audits to verify your credit capacity and match you with lenders that generic bank audits miss.

Our L4-grade engine analyzes over 1,500 institutional data points””including open banking and sector risk matrices””to provide an institutional-grade risk verdict in sub-24 hours.

We are a Universal Lending Layer providing the infrastructure to standardize risk. We perform the audit upfront and connect you directly to a network of 300+ institutional lenders and private credit funds.

Initial risk verdicts are delivered in under 24 hours. Once verified, capital deployment typically occurs within 2-5 working days.